Why free, why no email
A retirement calculator that doesn't ask for your email
No login. No account. No signup. You open Reckon Wealth, enter your numbers, and see your projection. We never ask who you are — and there's a reason that's rare.
Why most "free" calculators want your email
For most retirement tools, the calculator isn't the product — you are. The free projection is bait to capture your email, which then feeds a sales sequence: a subscription upsell, an advisor "consultation," or a lead sold to someone who pays for it. The result you came for is real, but it's wrapped in a funnel designed to monetize your contact information.
What we do instead
Reckon Wealth asks for nothing. There's no email field, no account creation, and no "enter your details to see results." You go straight to your projection. The numbers you type stay in your browser using local storage, which means they live on your device — not on our servers. We can't see them, sell them, or email you about them, because we never receive them in the first place.
How can it be free, then?
Because the planner genuinely costs little to run when there's no account system, no data storage, and no sales team behind it. Reckon Wealth is part of a broader project, and this tool exists to be useful on its own terms. There's no trial that expires and no credit card waiting at the end.
What "no email" means for you
You can run your retirement numbers as many times as you like without ever joining a list. Come back next month and your figures are still there in your browser. No password to forget, no inbox to unsubscribe from, no record of your finances sitting on a server somewhere waiting to be breached.